Solstice Travel Is Profitable and Nearly Out of Cash

Finance
medium30 min0 submissions
Morgan Stanley
Scenario

Solstice Travel is a online travel business in Southeast Asia. Last year it reported $200 M of revenue, a gross margin of 40%, and a net profit margin of 12% — its third consecutive profitable year.

The CEO is baffled. The company has $13 M in the bank, has drawn $71 M of its overdraft facility, and has twice delayed supplier payments this quarter.

Balance sheet metrics:

  • Days sales outstanding: 56 days
  • Days inventory outstanding: 62 days
  • Days payables outstanding: 44 days

Revenue grew 29% last year, and the sales team is targeting similar growth again.

Supporting data

liquidity

cash m
13
overdraft drawn m
71

working capital

days sales outstanding
56
days payables outstanding
44
cash conversion cycle days
74
days inventory outstanding
62

income statement

revenue m
200
net margin pct
12
gross margin pct
40
revenue growth pct
29
Your task

Explain to the CEO what is happening and what to do about it. Provide:

  1. Analysis — why a profitable company is short of cash.
  2. Risks — what happens if nothing changes.
  3. Recommendation — the specific actions you would take, in priority order.
Ready to move forward? Up next: Halcyon Bank: Can We Raise Prices 16%?Next question
How you'll be graded

100 points, 60% to pass.

  • diagnosis30
  • recommendation25
  • risk assessment15
  • financial analysis30
Hint
Reveal suggested structure
  1. Cash conversion cycle = DSO + DIO − DPO = 56 + 62 − 44 = 74 days.
  2. Cash tied up ≈ (CCC ÷ 365) × revenue.
  3. Growth makes it worse — every extra unit of revenue funds more receivables and inventory before it produces cash.
  4. Levers, in order of speed: collections, inventory, payment terms.
  5. Quantify the cash released by improving each lever.